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Financial Options

Payment Options

For your convenience, we accept cash, personal checks, money orders, major credit cards, dental insurance, and CareCredit. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.


As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network.  We are not part of any managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.


CareCredit is another option for our patients.  This is a healthcare credit card specifically designed to pay for treatments and procedures not covered by insurance.  CareCredit has two unique features.  Every CareCredit transaction is eligible for a No Interest (if paid within promotional period) or Low Fixed Interest Payment Plan.  You can use the card at all healthcare practices that offer CareCredit.  Applying for CareCredit is quick and easy.  Simply, ask about CareCredit in person or call our office at 812-867-6428.